diff --git a/src/kimi_cli/soul/kimisoul.py b/src/kimi_cli/soul/kimisoul.py
index 6f27b4233..114ecd454 100644
--- a/src/kimi_cli/soul/kimisoul.py
+++ b/src/kimi_cli/soul/kimisoul.py
@@ -28,6 +28,7 @@
     set_current_approval_source,
 )
 from kimi_cli.background import build_active_task_snapshot
+from kimi_cli.exception import MCPRuntimeError
 from kimi_cli.hooks.engine import HookEngine
 from kimi_cli.llm import ModelCapability
 from kimi_cli.notifications import (
@@ -532,7 +533,13 @@ async def wait_for_background_mcp_loading(self) -> None:
         """Wait for any in-flight MCP startup to finish."""
         if not isinstance(self._agent.toolset, KimiToolset):
             return
-        await self._agent.toolset.wait_for_mcp_tools()
+        try:
+            await self._agent.toolset.wait_for_mcp_tools()
+        except MCPRuntimeError as exc:
+            logger.warning(
+                "MCP startup failed; continuing without unavailable servers: {error}",
+                error=exc,
+            )
 
     async def _checkpoint(self):
         await self._context.checkpoint(self._checkpoint_with_user_message)
diff --git a/tests/core/test_kimisoul_mcp.py b/tests/core/test_kimisoul_mcp.py
new file mode 100644
index 000000000..7bd72496e
--- /dev/null
+++ b/tests/core/test_kimisoul_mcp.py
@@ -0,0 +1,32 @@
+from __future__ import annotations
+
+from types import SimpleNamespace
+
+import pytest
+
+import kimi_cli.soul.kimisoul as kimisoul_module
+from kimi_cli.exception import MCPRuntimeError
+from kimi_cli.soul.kimisoul import KimiSoul
+
+
+class _FailingMCPToolset:
+    def __init__(self) -> None:
+        self.waited = False
+
+    async def wait_for_mcp_tools(self) -> None:
+        self.waited = True
+        raise MCPRuntimeError("Failed to connect MCP servers: broken")
+
+
+@pytest.mark.asyncio
+async def test_background_mcp_loading_failure_does_not_stop_turn(
+    monkeypatch: pytest.MonkeyPatch,
+) -> None:
+    toolset = _FailingMCPToolset()
+    soul = KimiSoul.__new__(KimiSoul)
+    soul._agent = SimpleNamespace(toolset=toolset)
+    monkeypatch.setattr(kimisoul_module, "KimiToolset", _FailingMCPToolset)
+
+    await soul.wait_for_background_mcp_loading()
+
+    assert toolset.waited