diff --git a/CHANGELOG.md b/CHANGELOG.md
index 4b88d6d..c92b0b8 100644
--- a/CHANGELOG.md
+++ b/CHANGELOG.md
@@ -2,6 +2,15 @@
 
 All notable changes to Grim Arithmetic are documented here.
 
+## v0.7.2-rc1 - Player-safe options and calmer tooltips
+
+Release candidate. Three usability fixes on top of v0.7.1; no changes to the underlying mortality math.
+
+### Usability
+- The Grim Arithmetic settings section is now GM-only — regular players no longer see any module options (KHT-118). The GM-facing options carry clearer descriptions of what each one does.
+- Hover help across all three windows now waits a beat (750ms) before appearing, so tooltips no longer flicker continuously while scanning down a list of values (KHT-120).
+- The risk-rating tooltip now spells out the full ladder — Low, Guarded, Dangerous, Severe, Grim, with the chance-of-being-downed band for each — instead of just "Low → Grim" (KHT-121).
+
 ## v0.7.1 - Localization, tooltips, and tactics clarity
 
 Builds on v0.7.0's ApplicationV2 migration with internationalization groundwork, on-hover help across every window, clearer tactics options, and a real CI/release pipeline. No changes to the underlying mortality math.
diff --git a/lang/en.json b/lang/en.json
index ea28ed3..f002c07 100644
--- a/lang/en.json
+++ b/lang/en.json
@@ -3,7 +3,7 @@
     "Settings": {
       "DefaultStrikes": {
         "Name": "Default enemy Strike count",
-        "Hint": "Default number of Strikes used for immediate-threat estimates.",
+        "Hint": "How many Strikes each enemy is assumed to make per round when estimating immediate knock-out threat on the Encounter Danger Board.",
         "Choices": {
           "1": "1 Strike",
           "2": "2 Strikes",
@@ -12,11 +12,11 @@
       },
       "DebugLogging": {
         "Name": "Debug logging",
-        "Hint": "Log Grim Arithmetic debug information to the browser console."
+        "Hint": "Write Grim Arithmetic diagnostic messages to the browser console (F12). Leave off unless troubleshooting."
       },
       "EnableMonteCarlo": {
         "Name": "Enable Monte Carlo encounter simulation",
-        "Hint": "Disable on low-end machines if simulation runs are too slow. The Encounter Danger Board still works either way."
+        "Hint": "Turn on the Encounter Forecast's full-fight simulation. Disable on low-end machines if runs are too slow — the Encounter Danger Board still works either way."
       }
     },
     "Window": {
@@ -28,7 +28,8 @@
       "Detail": "Detail",
       "Vs": "vs",
       "DownTooltip": "Chance this PC is knocked out in one round by this attack.",
-      "RiskPillTooltip": "Risk rating from chance of being downed: Low → Grim.",
+      "RiskPillTooltip": "Risk of being downed this round, lowest to highest: Low, Guarded, Dangerous, Severe, Grim.",
+      "RiskPillTooltipHtml": "Risk of being downed this round:<br>Low — below 5%<br>Guarded — 5–15%<br>Dangerous — 15–35%<br>Severe — 35–60%<br>Grim — 60% or more",
       "CiTooltip": "95% confidence interval — the range the true value likely falls in given sampling variance."
     },
     "DangerBoard": {
diff --git a/module.json b/module.json
index 3a2e5b9..73c5d4a 100644
--- a/module.json
+++ b/module.json
@@ -2,7 +2,7 @@
   "id": "grim-arithmetic",
   "title": "Grim Arithmetic",
   "description": "GM-facing PF2e mortality and encounter-risk analysis for Foundry VTT.",
-  "version": "0.7.1",
+  "version": "0.7.2-rc1",
   "authors": [
     {
       "name": "Kyle Travis",
@@ -36,5 +36,5 @@
   ],
   "url": "https://github.com/kyletravis/grim-arithmetic",
   "manifest": "https://github.com/kyletravis/grim-arithmetic/releases/latest/download/module.json",
-  "download": "https://github.com/kyletravis/grim-arithmetic/releases/download/v0.7.1/grim-arithmetic-v0.7.1.zip"
+  "download": "https://github.com/kyletravis/grim-arithmetic/releases/download/v0.7.2-rc1/grim-arithmetic-v0.7.2-rc1.zip"
 }
diff --git a/package.json b/package.json
index 796d8e1..b78ec9c 100644
--- a/package.json
+++ b/package.json
@@ -1,6 +1,6 @@
 {
   "name": "grim-arithmetic",
-  "version": "0.7.1",
+  "version": "0.7.2-rc1",
   "description": "Foundry VTT module for GM-facing PF2e mortality and encounter-risk analysis.",
   "type": "module",
   "private": true,
diff --git a/src/main.ts b/src/main.ts
index 8a05ca0..29c777f 100644
--- a/src/main.ts
+++ b/src/main.ts
@@ -1,9 +1,10 @@
 import { MODULE_ID, MODULE_TITLE } from './constants';
 import { logDebugCapture } from './debug-capture';
-import { registerSettings } from './settings';
+import { registerSettings, applyPlayerSettingsVisibility, type SettingsRegistry } from './settings';
 import { DangerBoardPanel } from './ui/danger-board-panel';
 import { ForecastPanel } from './ui/forecast-panel';
 import { PairDetailPanel } from './ui/pair-detail-panel';
+import { applyTooltipDelay } from './ui/tooltip-delay';
 import { registerTokenControls } from './ui/token-controls';
 
 Hooks.once('init', () => {
@@ -22,6 +23,13 @@ function registerHandlebarsHelpers(): void {
 }
 
 Hooks.once('ready', () => {
+  applyTooltipDelay(750);
+  // Runs before the GM guard below: players must reach this to have their settings hidden.
+  applyPlayerSettingsVisibility(
+    (game.settings as { settings?: SettingsRegistry } | undefined)?.settings,
+    game.user?.isGM === true
+  );
+
   if (!game.user?.isGM) return;
 
   const grimArithmeticModule = game.modules.get(MODULE_ID);
diff --git a/src/settings.ts b/src/settings.ts
index 5ab258e..74629a0 100644
--- a/src/settings.ts
+++ b/src/settings.ts
@@ -36,6 +36,34 @@ export function registerSettings(): void {
   });
 }
 
+const GRIM_SETTING_KEYS = ['defaultStrikes', 'debugLogging', ENABLE_MONTE_CARLO_SETTING] as const;
+
+export interface SettingsRegistry {
+  get(key: string): { config?: boolean } | undefined;
+}
+
+/**
+ * Hide every Grim Arithmetic setting from non-GM players (KHT-118).
+ *
+ * Settings must be registered during `init`, but `game.user` is not populated
+ * until later — so registration can't know who the GM is. We register with
+ * `config: true` and, once `game.user.isGM` is known (the `ready` hook), flip
+ * the `config` flag to false for non-GMs. Foundry's settings menu reads each
+ * registration's `config` flag at render time and omits a module's heading
+ * when it has no visible settings, so this removes the entire Grim Arithmetic
+ * section for players — heading included. No-op for the GM.
+ */
+export function applyPlayerSettingsVisibility(
+  registry: SettingsRegistry | undefined | null,
+  isGM: boolean
+): void {
+  if (isGM || !registry) return;
+  for (const key of GRIM_SETTING_KEYS) {
+    const registration = registry.get(`${MODULE_ID}.${key}`);
+    if (registration) registration.config = false;
+  }
+}
+
 /**
  * True when the Monte Carlo simulation feature is enabled for this client.
  *
diff --git a/src/ui/tooltip-delay.ts b/src/ui/tooltip-delay.ts
new file mode 100644
index 0000000..4b88cc9
--- /dev/null
+++ b/src/ui/tooltip-delay.ts
@@ -0,0 +1,20 @@
+/**
+ * Lengthen the delay before Foundry's native `data-tooltip` help appears,
+ * so tooltips don't fire continuously while scanning down a list of values
+ * (KHT-120). Foundry reads `TOOLTIP_ACTIVATION_MS` off the tooltip manager
+ * class at hover time, so overriding it affects all subsequent hovers.
+ *
+ * `game.tooltip.constructor` is the live class regardless of v13+ namespace
+ * relocation. No-ops safely when the manager is unavailable (pre-ready, or
+ * the test environment where `game` is undefined).
+ */
+export function applyTooltipDelay(ms: number): void {
+  if (typeof game === 'undefined') return;
+  try {
+    const manager = (game as { tooltip?: { constructor?: { TOOLTIP_ACTIVATION_MS?: number } } }).tooltip;
+    const managerClass = manager?.constructor;
+    if (managerClass) managerClass.TOOLTIP_ACTIVATION_MS = ms;
+  } catch {
+    /* tooltip manager unavailable; leave the default delay in place */
+  }
+}
diff --git a/templates/danger-board-panel.hbs b/templates/danger-board-panel.hbs
index 319f66e..3dc09cb 100644
--- a/templates/danger-board-panel.hbs
+++ b/templates/danger-board-panel.hbs
@@ -35,7 +35,7 @@
               {{enemyName}} <em>{{attackName}}</em>
             </span>
             <span class="grim-arithmetic-panel__danger-row-percent" data-tooltip="{{localize "GrimArithmetic.Common.DownTooltip"}}">{{downPercent}}%</span>
-            <span class="grim-arithmetic-panel__risk-pill grim-arithmetic-panel__risk-pill--{{riskClass}}" data-tooltip="{{localize "GrimArithmetic.Common.RiskPillTooltip"}}">{{riskLabel}}</span>
+            <span class="grim-arithmetic-panel__risk-pill grim-arithmetic-panel__risk-pill--{{riskClass}}" data-tooltip="{{localize "GrimArithmetic.Common.RiskPillTooltip"}}" data-tooltip-html="{{localize "GrimArithmetic.Common.RiskPillTooltipHtml"}}">{{riskLabel}}</span>
             <button type="button"
                     class="grim-arithmetic-panel__danger-row-action"
                     data-action="openDetailPair"
@@ -57,7 +57,7 @@
               {{pcName}}
             </span>
             <span class="grim-arithmetic-panel__danger-row-percent" data-tooltip="{{localize "GrimArithmetic.Common.DownTooltip"}}">{{downPercent}}%</span>
-            <span class="grim-arithmetic-panel__risk-pill grim-arithmetic-panel__risk-pill--{{riskClass}}" data-tooltip="{{localize "GrimArithmetic.Common.RiskPillTooltip"}}">{{riskLabel}}</span>
+            <span class="grim-arithmetic-panel__risk-pill grim-arithmetic-panel__risk-pill--{{riskClass}}" data-tooltip="{{localize "GrimArithmetic.Common.RiskPillTooltip"}}" data-tooltip-html="{{localize "GrimArithmetic.Common.RiskPillTooltipHtml"}}">{{riskLabel}}</span>
             <button type="button"
                     class="grim-arithmetic-panel__danger-row-action"
                     data-action="openDetailPair"
diff --git a/templates/forecast-panel.hbs b/templates/forecast-panel.hbs
index fa25e13..414a9a2 100644
--- a/templates/forecast-panel.hbs
+++ b/templates/forecast-panel.hbs
@@ -115,7 +115,7 @@
                 <td>{{deathPercent}}%{{#if deathCi}} <span class="grim-arithmetic-forecast__ci" data-tooltip="{{localize "GrimArithmetic.Common.CiTooltip"}}">[{{deathCi}}]</span>{{/if}}</td>
                 <td>{{meanEndingHp}}</td>
                 <td>{{topContributingEnemyName}}</td>
-                <td><span class="grim-arithmetic-panel__risk-pill grim-arithmetic-panel__risk-pill--{{riskClass}}" data-tooltip="{{localize "GrimArithmetic.Common.RiskPillTooltip"}}">{{riskLabel}}</span></td>
+                <td><span class="grim-arithmetic-panel__risk-pill grim-arithmetic-panel__risk-pill--{{riskClass}}" data-tooltip="{{localize "GrimArithmetic.Common.RiskPillTooltip"}}" data-tooltip-html="{{localize "GrimArithmetic.Common.RiskPillTooltipHtml"}}">{{riskLabel}}</span></td>
               </tr>
             {{/each}}
           </tbody>
diff --git a/tests/risk-tooltip.test.ts b/tests/risk-tooltip.test.ts
new file mode 100644
index 0000000..d9d266b
--- /dev/null
+++ b/tests/risk-tooltip.test.ts
@@ -0,0 +1,24 @@
+import { describe, expect, it } from 'vitest';
+import { readFileSync } from 'node:fs';
+import { join } from 'node:path';
+
+const lang = JSON.parse(readFileSync(join(process.cwd(), 'lang/en.json'), 'utf8')) as {
+  GrimArithmetic: { Common: Record<string, string> };
+};
+const common = lang.GrimArithmetic.Common;
+const TIERS = ['Low', 'Guarded', 'Dangerous', 'Severe', 'Grim'];
+
+describe('KHT-121: risk pill tooltip lists the full ladder', () => {
+  it('RiskPillTooltipHtml is multi-line HTML listing all five tiers', () => {
+    const html = common.RiskPillTooltipHtml;
+    expect(html).toBeDefined();
+    expect(html).toContain('<br>');
+    for (const tier of TIERS) expect(html).toContain(tier);
+    expect(html).not.toMatch(/<(?!br>)/); // no stray tags besides <br>
+  });
+
+  it('RiskPillTooltip plain fallback lists all five tiers', () => {
+    const text = common.RiskPillTooltip;
+    for (const tier of TIERS) expect(text).toContain(tier);
+  });
+});
diff --git a/tests/settings.test.ts b/tests/settings.test.ts
index 9895036..5cae49a 100644
--- a/tests/settings.test.ts
+++ b/tests/settings.test.ts
@@ -1,5 +1,5 @@
 import { describe, expect, it } from 'vitest';
-import { ENABLE_MONTE_CARLO_SETTING, isMonteCarloEnabled } from '../src/settings';
+import { ENABLE_MONTE_CARLO_SETTING, isMonteCarloEnabled, applyPlayerSettingsVisibility } from '../src/settings';
 
 describe('settings: enableMonteCarlo', () => {
   it('exposes the setting key as a stable constant', () => {
@@ -12,3 +12,42 @@ describe('settings: enableMonteCarlo', () => {
     expect(isMonteCarloEnabled()).toBe(true);
   });
 });
+
+describe('settings: applyPlayerSettingsVisibility (KHT-118)', () => {
+  const KEYS = ['grim-arithmetic.defaultStrikes', 'grim-arithmetic.debugLogging', 'grim-arithmetic.enableMonteCarlo'];
+
+  function makeRegistry(): Map<string, { config: boolean }> {
+    return new Map([
+      ['grim-arithmetic.defaultStrikes', { config: true }],
+      ['grim-arithmetic.debugLogging', { config: true }],
+      ['grim-arithmetic.enableMonteCarlo', { config: true }],
+      ['core.someCoreSetting', { config: true }]
+    ]);
+  }
+
+  it('leaves every setting visible for the GM', () => {
+    const registry = makeRegistry();
+    applyPlayerSettingsVisibility(registry, true);
+    for (const key of KEYS) expect(registry.get(key)!.config).toBe(true);
+  });
+
+  it('hides all three Grim Arithmetic settings from non-GM players', () => {
+    const registry = makeRegistry();
+    applyPlayerSettingsVisibility(registry, false);
+    for (const key of KEYS) expect(registry.get(key)!.config).toBe(false);
+  });
+
+  it("does not touch other modules' settings", () => {
+    const registry = makeRegistry();
+    applyPlayerSettingsVisibility(registry, false);
+    expect(registry.get('core.someCoreSetting')!.config).toBe(true);
+  });
+
+  it('is a no-op when the registry is missing', () => {
+    expect(() => applyPlayerSettingsVisibility(undefined, false)).not.toThrow();
+  });
+
+  it('is a no-op when the registry is null', () => {
+    expect(() => applyPlayerSettingsVisibility(null, false)).not.toThrow();
+  });
+});
diff --git a/tests/tooltip-delay.test.ts b/tests/tooltip-delay.test.ts
new file mode 100644
index 0000000..c89683b
--- /dev/null
+++ b/tests/tooltip-delay.test.ts
@@ -0,0 +1,24 @@
+import { afterEach, describe, expect, it } from 'vitest';
+import { applyTooltipDelay } from '../src/ui/tooltip-delay';
+
+afterEach(() => {
+  delete (globalThis as { game?: unknown }).game;
+});
+
+describe('applyTooltipDelay (KHT-120)', () => {
+  it('sets TOOLTIP_ACTIVATION_MS on the live tooltip manager class', () => {
+    const fakeClass: { TOOLTIP_ACTIVATION_MS?: number } = {};
+    (globalThis as { game?: unknown }).game = { tooltip: { constructor: fakeClass } };
+    applyTooltipDelay(750);
+    expect(fakeClass.TOOLTIP_ACTIVATION_MS).toBe(750);
+  });
+
+  it('does nothing and does not throw when no tooltip manager exists', () => {
+    expect(() => applyTooltipDelay(750)).not.toThrow();
+  });
+
+  it('does nothing when game exists but tooltip manager is absent', () => {
+    (globalThis as { game?: unknown }).game = {};
+    expect(() => applyTooltipDelay(750)).not.toThrow();
+  });
+});