diff --git a/packages/http-client-csharp/generator/Microsoft.TypeSpec.Generator/src/Providers/ModelProvider.cs b/packages/http-client-csharp/generator/Microsoft.TypeSpec.Generator/src/Providers/ModelProvider.cs
index c7c8949dda4..83412b4f19d 100644
--- a/packages/http-client-csharp/generator/Microsoft.TypeSpec.Generator/src/Providers/ModelProvider.cs
+++ b/packages/http-client-csharp/generator/Microsoft.TypeSpec.Generator/src/Providers/ModelProvider.cs
@@ -538,9 +538,17 @@ protected internal override PropertyProvider[] BuildProperties()
                 // Targeted backcompat fix for the case where properties were previously generated as read-only collections
                 if (outputProperty.Type.IsReadWriteList || outputProperty.Type.IsReadWriteDictionary)
                 {
+                    // We compare Arguments by name (not just ElementType) to cover both list element types
+                    // and dictionary key/value types. This ensures we only override the collection wrapper
+                    // (e.g. IReadOnlyList<T> → IList<T>) and not when the element type itself has changed.
+                    // We use AreNamesEqual rather than Equals because the argument types may come from
+                    // different sources (TypeProvider vs compiled assembly) but represent the same logical type.
                     if (LastContractPropertiesMap.TryGetValue(outputProperty.Name,
                             out CSharpType? lastContractPropertyType) &&
-                        !outputProperty.Type.Equals(lastContractPropertyType))
+                        !outputProperty.Type.Equals(lastContractPropertyType) &&
+                        outputProperty.Type.Arguments.Count == lastContractPropertyType.Arguments.Count &&
+                        outputProperty.Type.Arguments.Zip(lastContractPropertyType.Arguments).All(
+                            pair => pair.First.AreNamesEqual(pair.Second)))
                     {
                         outputProperty.Type = lastContractPropertyType.ApplyInputSpecProperty(property);
                         CodeModelGenerator.Instance.Emitter.Info($"Changed property {Name}.{outputProperty.Name} type to {lastContractPropertyType} to match last contract.");
diff --git a/packages/http-client-csharp/generator/Microsoft.TypeSpec.Generator/test/Providers/ModelProviders/ModelProviderTests.cs b/packages/http-client-csharp/generator/Microsoft.TypeSpec.Generator/test/Providers/ModelProviders/ModelProviderTests.cs
index 7f6ef7ca815..286239e1663 100644
--- a/packages/http-client-csharp/generator/Microsoft.TypeSpec.Generator/test/Providers/ModelProviders/ModelProviderTests.cs
+++ b/packages/http-client-csharp/generator/Microsoft.TypeSpec.Generator/test/Providers/ModelProviders/ModelProviderTests.cs
@@ -1062,6 +1062,51 @@ await MockHelpers.LoadMockGeneratorAsync(
             Assert.IsTrue(moreItemsProperty!.Type.Equals(new CSharpType(typeof(IReadOnlyDictionary<,>), typeof(string), elementEnumProvider.Type)));
         }
 
+        [Test]
+        public async Task BackCompat_CollectionPropertyTypeNotOverriddenWhenElementTypeChanges()
+        {
+            // Simulate the scenario where the element type of a collection property has changed
+            // (e.g., from Record<unknown>[] to BulkVMConfiguration[] via @typeChangedFrom).
+            // The last contract has IList<IDictionary<string, BinaryData>> but the new code model
+            // produces IList<NewElementModel>. The override should NOT apply because the element
+            // type has changed.
+            var newElementModel = InputFactory.Model(
+                "NewElementModel",
+                properties:
+                [
+                    InputFactory.Property("name", InputPrimitiveType.String)
+                ]);
+            var inputModel = InputFactory.Model(
+                "MockInputModel",
+                properties:
+                [
+                    InputFactory.Property("items", InputFactory.Array(newElementModel)),
+                    InputFactory.Property("moreItems", InputFactory.Dictionary(newElementModel))
+                ]);
+
+            await MockHelpers.LoadMockGeneratorAsync(
+                inputModelTypes: [inputModel, newElementModel],
+                lastContractCompilation: async () => await Helpers.GetCompilationFromDirectoryAsync());
+
+            var modelProvider = CodeModelGenerator.Instance.OutputLibrary.TypeProviders.SingleOrDefault(t => t.Name == "MockInputModel") as ModelProvider;
+            Assert.IsNotNull(modelProvider);
+
+            var newElementModelProvider = CodeModelGenerator.Instance.OutputLibrary.TypeProviders.SingleOrDefault(t => t.Name == "NewElementModel") as ModelProvider;
+            Assert.IsNotNull(newElementModelProvider);
+
+            // The items property should use the new element type (IList<NewElementModel>), not be
+            // overridden to the old type (IList<IDictionary<string, BinaryData>>) from last contract
+            var itemsProperty = modelProvider!.Properties.FirstOrDefault(p => p.Name == "Items");
+            Assert.IsNotNull(itemsProperty);
+            Assert.IsTrue(itemsProperty!.Type.Equals(new CSharpType(typeof(IList<>), newElementModelProvider!.Type)));
+
+            // The moreItems property should use the new element type (IDictionary<string, NewElementModel>), not be
+            // overridden to the old type (IDictionary<string, IDictionary<string, BinaryData>>) from last contract
+            var moreItemsProperty = modelProvider.Properties.FirstOrDefault(p => p.Name == "MoreItems");
+            Assert.IsNotNull(moreItemsProperty);
+            Assert.IsTrue(moreItemsProperty!.Type.Equals(new CSharpType(typeof(IDictionary<,>), typeof(string), newElementModelProvider.Type)));
+        }
+
         [Test]
         public async Task BackCompat_InternalTypesAreIgnored()
         {
diff --git a/packages/http-client-csharp/generator/Microsoft.TypeSpec.Generator/test/Providers/ModelProviders/TestData/ModelProviderTests/BackCompat_CollectionPropertyTypeNotOverriddenWhenElementTypeChanges/MockInputModel.cs b/packages/http-client-csharp/generator/Microsoft.TypeSpec.Generator/test/Providers/ModelProviders/TestData/ModelProviderTests/BackCompat_CollectionPropertyTypeNotOverriddenWhenElementTypeChanges/MockInputModel.cs
new file mode 100644
index 00000000000..9ab0d2614ef
--- /dev/null
+++ b/packages/http-client-csharp/generator/Microsoft.TypeSpec.Generator/test/Providers/ModelProviders/TestData/ModelProviderTests/BackCompat_CollectionPropertyTypeNotOverriddenWhenElementTypeChanges/MockInputModel.cs
@@ -0,0 +1,10 @@
+using System.Collections.Generic;
+
+namespace Sample.Models
+{
+    public partial class MockInputModel
+    {
+        public IList<IDictionary<string, BinaryData>> Items { get; }
+        public IDictionary<string, IDictionary<string, BinaryData>> MoreItems { get; }
+    }
+}